To set up voice mail, tap the Phone icon, tap the Voicemail icon and then "Greeting.". There are two options available: Default and Custom. If voice mail hasn't been set up previously on your phone, Default is selected, which means people will hear your wireless carrier's generic voice mail greeting when they call you.
Hi. This is John: If you are the phone company, I already sent the money. If you are my parents, please send money. If you are my financial aid institution, you didn’t lend me enough money. If you are my friends, you owe me money. If you are a female, don’t worry,

Finally, the iPhone allows you to save and share voicemails (yeah, if you have to listen to it, why shouldn’t other people have too as well?). If you want to save or share a voicemail, do the following: Tap the Phone app icon to open it.In the bottom toolbar of the Phone app, tap the Voicemail icon.Tap the voicemail message you want to save, then tap the share button.In the Share popup that appears, you can tap the name of a friend you want to share the audio recording with or you can choose to save it to the Notes or Voice Memos app or save it to other apps.
Sometimes, when the phone is not picked, the caller is automatically redirected to the voice mail. That means that when someone calls you, he or she will hear some dial tones before going to the voice mail where they could record their message. In Verizon, you can actually set the number of rings before voicemail.