To enable Visual Voicemail, you must create a password by accessing your voicemail and then record a greeting as follows: Access the Telephone app, select the Voicemail tab and tap Configure now. Select a password for your voicemail and tap Done. Confirm your password by re-entering it and tap Done. Select Custom if you wish to save a new greeting or Default if you don’t wish to edit your message. Tap Save.
This data usage will be taken from your data allowance when the message is received. Once the message is received, it can be listened to without any further data connection & without incurring further cost.

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With Apple Visual Voicemail, the red circle on the phone icon on the main menu changes to an indication of how many new voicemail messages you have received and how many calls you have missed.