When the phone line is busy or the line is not answered, the call will be redirected to the number you specify, voicemail or a do-not-disturb announcement.
In practice, most businesses are simply handling this on a case-by-case basis since COVID is a temporary problem. Most home networks can handle the extra load as long as the employee makes sure that other latency-sensitive traffic, like gaming or video streaming, is kept to a minimum during the hours when they need to talk. If some home routers develop problems, IT staff simply build a queue and handle those one at a time. Sometimes they'll be able to access the router remotely with the employee's permission, sometimes they'll have to walk that employee through configuration steps to fix the problem. Sometimes the employee will just have to live with it unless the company springs for a new router or a higher bandwidth tier from the employee's ISP.

In Australian English it’s pronounced with the vowel /a:/ like in ‘part’. Problems arise when people use the /ʌ/ vowel (like in ‘up’) instead of /æ/ or /a:/. If you do this is will sound like the worst swear word in English. Many non-native speakers often pronounce the vowel /æ/ more like /ʌ/ because they don’t have a vowel like /æ/ in their first language. Many speakers of European languages will do this (Spanish speakers and Italian speakers) and also speakers of Japanese and Korean. This problem with /æ/ also means that if you say the word ‘back’ in your voicemail greeting sample, you are likely to pronounce it more like ‘buck’. remember to pronounce word endings in English. Check you aren’t dropping any endings off or mispronouncing them.
With a voicemail transcription service, all of that is unnecessary. Instead, you can simply check your email or text messages and skim the transcription to gather the key details in a few seconds. It’s also great for situations where it’s disruptive or inappropriate to be on your phone.